Car Insurance Tips

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Important Follow Up Tasks After a Car Accident

In the United States, more than six million car accidents occur each year. Most of these incidents result in only minor bodily harm or property damage. A motorist or passenger is injured in one out of every three accidents, but two out of every ten incidents result in death.

Bearing that in mind, here are important follow-up tasks after a car accident.

1. Seek Medical Treatment

This is one of the most important follow-up tasks after a car accident since it directly impacts your well-being. The sooner you get medical treatment, the better your chances of recovery. Also, certain legal consequences may apply to drivers who cause traffic accidents but fail to avail themselves of necessary healthcare.

If you are involved in a car accident that requires hospitalization, don’t worry. There exist emergency rooms that provide specialized care for accident victims regardless of their insurance coverage. Even if you only sustained minor wounds, you cannot afford to neglect your health since these kinds of injuries can still develop into serious conditions later. Rehab and physical therapy services are always available if you want to ensure you get back to normal as quickly as possible.

2. Contact Your Insurer

Another of the first follow-up tasks after a car accident is to contact your own insurer. Be sure to keep all documentation regarding the incident, including police reports and names of witnesses if applicable.

Insurance companies require proof of damages before paying for claims, so it is best to have this information at hand when you call. If you do not know who was responsible for the accident, ask dispatch.

If the car qualifies as a lemon vehicle, you might have a right to compensation under consumer protection laws.

3. Call A Towing Company

Towing services offer assistance to motorists involved in car crashes even if they are not at fault. A local towing service can provide some of the most important follow-up tasks after a car accident and will take your vehicle to a safe place for further inspection.

4. Take The Car for Repairs

The next item in your list of follow-up tasks after a car accident should be to take your vehicle for repairs. Car dealerships usually have parts to repair minor problems such as brakes or steering systems. Bring along your purchase receipt so that the dealership doesn’t charge you extra to fix a problem caused by the accident.

The best car repair companies should be able to perform all-rounded auto body repair, especially if the vehicle is more than thirty percent damaged. A diesel engine mechanic can also assist you with changing oil and spark plugs, which can help you avoid costly breakdowns if the car is severely damaged. However, for collision damage repair, it is best to consult with a certified expert who can also advise you on ways to reduce depreciation costs.

5. Consider Other ‘Victims’ Of The Accident.

Most likely, you or your car was not the only item that experienced major damage during the accident. Other damaged items on the way should also be on your list of follow-up tasks after a car accident. Electricity poles and nearby buildings, for instance, could also suffer from extensive damage due to impact forces generated during the collision.

If the accident occurred at home, check if any of your family members sustained injuries. They might also need immediate medical attention to prevent additional traumas. In most cases, car accidents that occur at home are usually caused by default garage doors. In this case, automatic garage door repairs might also be required, especially if the collision was between your car and a functional garage door.

If the damage is substantial enough, it is better to consult a professional to determine the cause and scope.

6. Consider The Cause of the Accident

After making all the necessary follow-up tasks after a car accident, always look back and find out what really caused the accident. Here are some of the things that may lead to a car accident, including what you need to do based on the cause of the accident.

1. Poor Weather Conditions

Rainy weather conditions can play a major factor in many accidents. It takes up to ten times longer to stop in low visibility situations such as fog and snowstorms. Drivers also pay less attention when roads become slick, contributing to near misses and collisions.

Floods are among the main culprits when it comes to deadly road accidents. The risk increases with rising flood levels. If your car gets stuck in the mud due to heavy falls, a water damage restoration company can help take your car to safety, while you focus on calling your insurer to inform them of the incident.

2. Distractions

Distracted drivers cost the US $8 billion every year, according to a traffic study conducted in 2010. Distraction is one of the leading causes of automobile accidents, especially in urban areas where distracted motorists often text message or talk on the phone.

When we think of distractions in vehicles, we normally think of cell phones or any device used to access social media or entertainment content. But there are plenty of distractions behind the wheel, including eating, talking, yawning, and even grooming.

If you find yourself frequently engaged in seemingly harmless activities while operating your vehicle, consider using a hands-free headset and placing your phone in a bag or pocket. However, it is critical to remember that all forms of inattention, whether focused on personal devices or the road ahead, can prove fatal. You might want to consider a dmv driver improvement class as one of the follow-up tasks after a car accident to avoid repeating the same mistakes.

3. Drug Abuse

Alcohol abuse is probably one of the biggest contributors to car accidents. Studies show that drunk driving incidents cause around 70% of motorist fatalities. More than half a million people die worldwide every year as a result of alcohol-induced deaths.

These numbers continue to rise as more people choose to drink and drive. In fact, drivers in some states believe that drinking before driving won’t affect their ability to drive. These states are having problems dealing with the increase in alcohol-related traffic accidents.

Opting for drug addiction treatment can help reduce the incidence of traffic fatalities while keeping you safe on the road. The treatment can also help change the way addicts behave, encouraging them to limit their intake of substances and avoid risky behaviors.

4. Faulty Auto Parts

Some car parts wear out, eventually resulting in malfunctions. Faulty brakes, airbags, power steering, and other components can sometimes cause accidents that occur. For instance, brake pads can begin to wear down quickly if drivers don’t replace them regularly. It is wise, therefore, to schedule maintenance on your vehicle so that you can get back on the road soon.

Unqualified Drivers

It is dangerous to start driving a car if you have never been certified to do so by a qualified instructor. It is important to note that the laws regarding this matter vary depending on your state, but some states require a driver’s education course before giving you your license, while others don’t. Some states have minimum age limits for learners, while others allow adults without an official driver’s training certificate to operate a vehicle.

One thing that should be on your list of follow-up tasks after a car accident is to speak to your local department of transportation about the regulations concerning licensing requirements. Learn how to stay safe on the road from a trusted professional today.

How Bad Is It?

A single-car accident can be catastrophic. You may suffer injuries such as broken bones or internal bleeding that will leave you bedridden for days. Or worse still, you may lose a loved one because of your negligence. It is essential to understand the seriousness of such incidents lest they turn tragic.

A good example of this kind of event would be to imagine being involved in a major wreck when it was raining and dark, and you were not wearing a seatbelt. Imagine waking up several hours later at the hospital only to learn that your wife or husband died in the crash. Or worse yet, imagine realizing that you were responsible for the death of someone you love.

This is why it is always better to take precautions while driving. You could use your mobile phone while walking rather than getting into a vehicle. Remember: driving safely means taking care of yourself as much as possible by staying alert and aware of the situation around you.

Tips for Avoiding Car Accidents

Driving under the influence of drugs or alcohol can be deadly. So, if you think you might have a problem with substance abuse, make sure you seek medical attention immediately and seek drug rehab treatment. Your family needs you alive and well!

The most common causes of automobile accidents involve lack of concentration, inadequate driving skills, and inattentive driving habits. While these three factors can usually be identified early in the process, there are many things that go wrong between those who cause an accident and those who are injured. Here are other important tips to help prevent auto accidents.

Don’t Speed Up

This is one of the main reasons behind auto accidents – speeding. Speeding cars often lead to collisions due to the inability to stop on time. There is more chance of collision with a slow-moving vehicle than there is with a fast-moving vehicle. Therefore, slow down to avoid accidents.

Use Signal Lights

You should always pay attention to traffic signals when crossing roads. Make sure that you hold your hands on the wheel while signaling. When approaching intersections, be ready to give way to vehicles coming from the opposite direction. If you are late making a left-hand turn, remember to come to an abrupt halt.

Don’t Drink and Drive.

If you plan to consume any type of liquor prior to driving, make sure you are sober enough to handle the task ahead. Alcohol affects your judgment, motor skills, reflexes, and perception. The last thing you need is to cause a serious traffic mishap while carrying a glass full of booze in your hand.

Stay Vigilant

Keeping an eye out for potential hazards is the best way to prevent automotive accidents. Do not underestimate small objects like rocks, potholes, and other obstacles that pose a danger to your vehicle. Also, stay alert for animals, children playing, pedestrians stepping off sidewalks, and others around you.

Avoiding Fender Benders

Fender-benders are fairly common occurrences among drivers, especially during peak rush hour times. These types of accidents occur because different drivers hit each other, causing damage to both vehicles. Avoid hitting another car accidentally. Use your mirrors to keep track of your surroundings. Don’t forget to wear protective gear.

The Bottom Line

There are many things that can cause car accidents, whether at home or while on the road. Most of these accidents occur due to the driver’s carelessness, while only a few accidents are caused by natural disasters. Whatever reason drives your careless driving, remember that driving a car is a privilege that must be taken seriously. It is important to always pay heed to traffic rules and regulations in the country you live in. This way, you will remain protected against being involved in an accident that could lead to major financial loss.

The above follow-up tasks after a car accident can also ensure that your physical well-being, as well as your car conditions, are in good condition after the accident

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